Bitcoin Menurut Islam

The permissibility of Bitcoin and other cryptocurrencies under Islamic law (Sharia) is a topic of ongoing debate among Islamic scholars. There’s no single, universally accepted ruling, and opinions vary based on differing interpretations of Islamic principles and evolving understanding of the technology.

Several factors are considered when evaluating the permissibility of Bitcoin. These include:

• Riba (Interest/Usury): A core principle in Islamic finance is the prohibition of riba. Some scholars argue that Bitcoin inherently avoids riba as it is not based on debt and does not involve lending with interest. Others raise concerns about cryptocurrency lending platforms and DeFi protocols that offer interest-bearing accounts, which would be considered impermissible.
• Gharar (Uncertainty/Speculation): Islamic finance discourages excessive speculation (gharar). The volatility and perceived speculative nature of Bitcoin are major concerns for many scholars. High price fluctuations and the potential for large, rapid losses are seen as introducing unacceptable levels of uncertainty and risk, making it akin to gambling (maisir), which is also prohibited.
• Utility and Intrinsic Value: A fundamental requirement in Islamic finance is that assets must have intrinsic value or a clear utility. Some argue that Bitcoin lacks intrinsic value as it is purely digital and not backed by any physical asset or government. Others counter that its utility lies in its ability to facilitate secure, decentralized transactions, and that its value derives from scarcity and demand. The ability to bypass traditional financial institutions and government controls can be viewed as a positive attribute by some perspectives.
• Legitimate Use Cases: The permissibility of Bitcoin can also depend on its intended use. If Bitcoin is used for illicit activities, such as money laundering or funding terrorism, it would be deemed haram (forbidden). However, if it is used for legitimate transactions and investment, it may be considered permissible by some scholars.
• Government Regulation and Control: Some scholars prefer government oversight and regulation of financial instruments. The decentralized and often unregulated nature of Bitcoin is a concern for these scholars, as it can potentially lead to instability and illicit activities.

Different Scholarly Opinions:

• Prohibition (Haram): Some scholars have declared Bitcoin impermissible due to its volatility, speculative nature (gharar), lack of intrinsic value, and potential for misuse. They argue that it is too risky for investment and does not meet the requirements of Islamic finance.
• Permissibility (Halal) with Conditions: Other scholars believe that Bitcoin can be permissible if used responsibly and ethically. They emphasize the importance of avoiding speculation, conducting thorough research before investing, and using Bitcoin for legitimate purposes. These scholars often stress the need for regulatory frameworks to mitigate risks and ensure compliance with Sharia principles.
• Conditional Permissibility Based on Use Case: A third viewpoint suggests that the permissibility of Bitcoin depends on its specific application. Using Bitcoin for legitimate transactions and investment could be permissible, while using it for speculative trading or illegal activities would be forbidden.

Conclusion:

The Islamic legal status of Bitcoin remains a complex and evolving issue. There is no consensus among scholars, and opinions vary based on interpretations of Islamic principles and the understanding of the technology. Individuals seeking guidance on this matter should consult with knowledgeable Islamic scholars who are familiar with both Islamic finance and cryptocurrency technology to make informed decisions based on their own circumstances and risk tolerance.

0 x 0 ngeri hukum bitcoin islam menurut adi hidayat abdul somad uas from www.youtube.com

0 x 0 bitcoin islam muslim bitcoin halal haram cryptocurrency from www.youtube.com

1280×720 inilah halal haram hukum bitcoin menurut ulama youtube from www.youtube.com

673×379 bagaimana penggunaan bitcoin tinjauan hukum islam cahaya islam from www.cahayaislam.id

594×337 apakah bitcoin halal berdasarkan hukum peraturan islam triv blog from blog.triv.co.id